British buy-to-let properties

Landlords!Release EquityFrom your buy-to-lets

Pauzible turns your property wealth into cash while you keep 100% ownership. A partner that shares the downside as well as the upside.

See how it works
Terms of2, 3 or 5 years
Per propertyUp to £500K

What is Pauzible

Fixed Term Equity Partnership

Pauzible's Fixed Term Equity Partnership is secured against your property. It runs for a 2, 3 or 5-year term you choose. Pauzible shares in both the upside and the downside of the value of your property.

01Equity
£500kproperty value
Equity£200k
Mortgage£300k

Your equity is the value of your property minus the amount of your mortgage.

02Partnership
property value
Released£100k

Pauzible can release a large proportion of your trapped equity, while you retain 100% ownership of your property.

03Term

Choose the financing term that best suits your needs.

Grow your wealth with Pauzible

You release up to

£500,000

per property, in cash

The Pauzible partnership unlocks capital from your property, empowering you to invest in your business, seize new opportunities, and grow your wealth.

Expand

Buy another BTL property

Use it as the deposit on your next buy-to-let and grow your portfolio.

PROPERTYVALUERENT£450k£1,450
Improve

Renovate & add value

Fund refurbishments and EPC upgrades that lift both your rent and resale value.

£
Strengthen

Boost your cash flow

Free up working capital to reinvest in your business, cover rising costs, or steady your finances.

Financing cost, your way

Pay monthly to save overall, or defer it to the end to protect cash flow today. Link your final repayment to your property's value and share the ups and downs, or fix it upfront.

04Rent Share (Monthly)
£2,000rent
£400
YOUR SHARE£1,600

In return for unlocking your equity, Pauzible receives a small share of your rent.

05Interest Cost
£41Kat the end

Pay financing costs monthly, or defer to the end. Deferred costs compound monthly. Choose what suits you.

Monthly
£400Rent share
Interest cost
£400Total
06Final Repayment (Property Value-Linked)
property value
Repayment£100K

Your repayment tracks your property's value. Pauzible shares both the upside and the downside.

Final repayment
£100KPrincipal
£41KInterest + Adjustment
£141KTotal

In practice

How real landlords use Pauzible

London landlord who funded a loft conversion

Low rate kept

Sam & Jo funded a refurb and held their low rate

They had locked in a low, long-term rate to protect their returns. Pauzible released £100K against their equity. Their original mortgage stayed untouched. That paid for a loft conversion. Higher rent. Higher value. Same low rate.

Landlord who avoided a distressed sale

Liquidity freed

Ellie kept the upside when her sale fell through

A renovation ran over budget. To cover it, she put a rental on the market. A sale was agreed. At the last minute, the buyer pulled out. Pauzible released funds fast. A panic sale was avoided. She kept the property and any future upside.

Landlord who accessed a BMV deal

Deal secured

Jack & Mary moved fast on a rare opportunity

Self-made build-to-rent landlords. A below-market buying opportunity came up. The window was closing. Pauzible released £250K against their equity. Cash ready. Deal done.

Case studies are based on real Pauzible customers. Images are illustrative and posed by models to protect their identity.

Calculator

Equity Partnership in Numbers

1Financing amount you want to release
£0£200,000
Property Value
Mortgage Balance
Your Equity
£200,000
ReleasedRetained equityMortgage
Near our limit
50%
of your equity
20%
of your property value
2How long do you want it for?
3Your payments

Final Repayment

Your monthly rent
£/mo

Choose how much to pay each month

£535/mo
£333/mo£737/mo

Paying £535/mo saves you £8K overall.

Monthly Payments

Pauzible's share

of your £1,667/mo rent

£333/mo

Interest Cost

0.40%per month
£202/mo
Total monthly payment£535/mo

Final Repayment

Principal (Released Amount)£100K
Unpaid Interest (Interest Cost)£20K

You have chosen Property value-linked so the final amount moves with your property's value.

Adjustment amount

£0

Paid at the end of the term£120K

Illustrative example. Not a quote or offer.

FAQ

Your questions, answered