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How the Rent to Buy Scheme Works

The Rent to Buy scheme allows you to rent a home at a reduced price, build up your savings and eventually buy the property when you are ready.

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Introduction to Rent Guarantee Insurance and Rent Guarantors

This article outlines the features and potential suitability of rent guarantee insurance and rent guarantors for landlords and tenants.

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An Introduction to the Annual Equivalent Rate (AER)

Annual Equivalent Rates facilitate easy comparison of different savings products, even where they offer different interest rates and compounding intervals.

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Green Mortgages: Sustainability is Changing Home Finance

As the government pushes towards its net-zero goals, lenders and borrowers are embracing the idea of applying sustainability to mortgage financing.

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Impact of Upcoming Regulatory Changes on the BTL Market

This article outlines key regulatory updates, their potential impact on the market and practical strategies for landlords to adapt.

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Using Property Refurbishment to Increase BTL Returns

This article explores how property refurbishment can significantly increase the value and rental income of buy-to-let investment properties.

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What Happens at the End of an Interest-Only Mortgage?

In this article, we explore what happens at the end of an interest-only mortgage, and the risks and benefits involved in managing this type of mortgage.

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An Introduction to Lifetime Mortgages

You need to be at least 55 to get a lifetime mortgage. You do not have to make any monthly payments. Repayment occurs eventually from the sale of your home.

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An Introduction to Top Slicing Buy-to-Let Mortgages

Find out how top slicing buy-to-let mortgages allow property investors to meet lender requirements when rental yields fall short of affordability criteria.

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An Introduction to Securing a Mortgage When Self-Employed

Securing a mortgage as a self-employed person is possible with the right preparation, financial documentation and understanding of lender requirements.

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An Introduction to Extending the Term of Your Mortgage

Extending your mortgage term reduces monthly payments but increases total interest costs. Eligibility depends on age, affordability and lender policies.

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An Introduction to How Shared Ownership Mortgages Work

Shared ownership mortgages combine the affordability of renting with the flexibility of increasing your ownership stake in the property gradually, over time.

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Auto-Enrolment into a Workplace Pension Scheme

Learn about the UK's workplace pension auto-enrolment system, which requires employers to enrol eligible employees and minimum contributions.

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Understanding Mortgage Prepayment Penalties

This article discusses mortgage prepayment penalties, also known as Early Repayment Charges (ERC), which may apply if you pay off your mortgage early.

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How to Calculate Mortgage Interest Payments

Understanding how your monthly mortgage payment is calculated will help you understand how much interest you will need to pay and how much to budget for.

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