Resources

Knowledge
Hub

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

5 Buy-To-Let Mistakes To Avoid

Investing in the UK's buy-to-let market can be a profitable business opportunity, but many challenges come with it. To avoid costly mistakes and ensure a successful venture, it is important to navigate the complexities of this arena carefully. Although the potential rewards are attractive, making mistakes can lead to negative financial consequences.

Learn more

Top Tips for Investing in a Buy-to-Let Property

Investing in a buy-to-let (BTL) property can be an attractive prospect for those seeking a diversified investment portfolio and a steady stream of passive income. By purchasing real estate with the intention of renting it out to tenants, you not only benefit from regular rental yields but also potentially accrue capital appreciation over time.

Learn more

How to Secure a Buy-to-Let Mortgage

Investing in a buy-to-let (BTL) property with funding from a BTL mortgage is a strategic way of generating income and building wealth over time. This guide aims to explain the process of securing a BTL mortgage, focusing on understanding eligibility and the application process and providing tips for prospective landlords.

Learn more

A Guide to Offset Mortgages in the UK's Financial Landscape

In the ever-evolving home financing space, offset mortgages have emerged as a compelling option for many UK homeowners. The following guide provides an insightful overview of offset mortgages, highlighting their advantages and limitations and offering guidance on making the best selection for your financial situation.

Learn more

How to use Pauzible to get help with mortgage payments

Times of uncertainty can be difficult and profoundly impact people's lives in different ways. The cost of your mortgage can certainly be one of those. The UK saw interest rates rise in December 2021 after unprecedented low rates for almost two years previously.

Learn more

Top Big Six Mortgage Lenders in the UK 2025: Your Guide to Navigating the Market

When searching for a mortgage in the UK, you will likely come across the "Big Six" lenders who dominate the landscape with a combined market share of over 70%, according to UK Finance.

Learn more

Boosting BTL Property Energy Efficiency in the UK

The UK's Buy-To-Let (BTL) property market is becoming progressively more competitive. One effective strategy for landlords to stand out is to improve their property's energy efficiency. This not only benefits the environment but also reduces tenants’ costs, enhances rental income, attracts environmentally-conscious tenants and ensures compliance with evolving legal standards.

Learn more

Renting Properties to Universal Credit Recipients in the UK: Navigating Rental Realities

The landscape of the UK rental market is multifaceted, including tenants receiving Universal Credit, the welfare system designed to help claimants with living costs. Recipients of this benefit are sometimes met with hesitation from private landlords due to perceptions of financial instability. However, by understanding Universal Credit better, landlords can potentially establish fruitful relationships with tenants relying on welfare.

Learn more

Navigating the Tempest: Challenges and Opportunities in UK Buy-to-Let

The UK Buy-to-Let (BTL) market, long a pillar of bricks-and-mortar investing, faces gathering storms. Yet, while economic gales buffet the sector, canny landlords are battening down the hatches and charting courses to safer harbours.

Learn more

Why Are Landlords Selling Up Their Properties in Great Britain?

The UK's buy-to-let (BTL) market is experiencing an exodus as landlords sell up their rental properties in great numbers. This buy-to-let sell-off has profound implications across Great Britain's housing sector.

Learn more

The Pros and Cons of Overpaying Your Mortgage

Overpaying your mortgage reduces your outstanding mortgage balance faster and allows you to save money on interest payments correspondingly. Multiple overpayments can also lead to your mortgage being repaid faster than originally scheduled. However, overpayment also carries some potential risks, which you need to factor into your decision. Assessing your financial situation is key.

Learn more

Impact on Landlords and Tenants of Recent Increase in Rents UK

The UK rental market is in a constant upward trend, with the impact of rising rents being keenly felt by both landlords and tenants. The demand for rental properties continues to outstrip supply, a trend that a combination of factors has exacerbated. These include a lack of new rental stock and landlords exiting the market due to unfavourable conditions, leading to rental growth being expected to outpace wage growth in 2024.

Learn more

What is Home Equity?

Home equity represents the part of your home that you own, calculated as the difference between the property's current market value and the amount still owed on the mortgage. It's a powerful financial asset that can be leveraged for various purposes, highlighting the home equity loan benefits.

Learn more

The Changing Landscape for Tenants

The private rental market is shifting significantly as proposed new legislation seeks to reshape the balance of power between tenants and buy-to-let landlords in England. These changes, driven by political initiatives and tenant activism, mainly aim to improve security and affordability for renters, and reform grounds for repossession by landlords. 

Learn more

Leveraging Home Equity: Borrowing Options Explained

Building equity in your home is a gradual process that occurs as you pay down your mortgage and your property's value increases over time. Essentially, home equity is the difference between the current value of your home and any outstanding mortgage debt. The equity you build up can be utilized in various ways to help you achieve your financial goals. 

Learn more

By clicking “Got it”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.