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Years You Need Under Your Belt for a Self-Employed Mortgage

This article explores challenges faced by self-employed mortgage applicants, including the information they need to provide about their earnings track record.

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The Effects of the Recent Housing Benefit Freeze

This article explores the recent freeze in housing benefit, including its scope and potential impacts, including on families’ budgets and housing affordability.

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Property Valuations: What Affects the Value of Your Property

This article explores factors that influence the valuation of a property, including location, size, layout, condition, presentation and market conditions.

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Best Mortgage Deals of 2025: How the Top Lenders Stack Up

This article explores mortgage rates as of August 2025, including average rates and deals on fixed and tracker rates for residential and buy-to-let mortgages.

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Navigating Mortgages for Self-Employed Borrowers

This article explores key considerations for self-employed mortgage applicants, such as eligibility, documentation, deposit requirements and lender types.

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Mortgage Rate Trajectory Expectations for 2025

This article explores what the mortgage rate today is, the mortgage rate average, the broader economic context and mortgage rate predictions.

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What You Need to Know About Self-Build Mortgages

This article explores how self-build mortgages work, including how funds are released in stages, and detailed construction plan and deposit requirements.

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New Paths to Homeownership for Essential Workers

This article explores how shared ownership, rent to buy and no or low deposit mortgages can help essential workers with homeownership amid the housing crisis.

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How Much Deposit Do You Need for a Buy-to-Let Mortgage?

This article explores how much deposit you typically need for a buy-to-let mortgage, and differences between personally-owned and company-owned properties.

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How Long Does It Take to Buy a House?

This article explores the house buying process, including the key stages involved, potentially how long each stage might take and some common pitfalls.

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Get Your Finances in Order: Improve Mortgage Approval Odds

This article asks if you can get a mortgage with bad credit and explores how you can potentially improve your odds of getting a mortgage with bad credit.

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Are Holiday Lets a Good Investment?

This article explores holiday lets as an investment, including higher income against added costs, financing hurdles and new regulations investors must navigate.

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Choosing the Right Maintenance Company: Key Considerations

This article explores some key factors worth considering when choosing a maintenance company, including expertise, costs, duties and technplogy.

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Digital vs Local Mortgage Brokers: A Comparison

This article compares digital vs local mortgage brokers on factors such as fees, speed, customer experience, technology, advice quality and specialisation.

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An Introduction to Getting a Mortgage with Bad Credit

This article explores how bad credit impacts your chances of getting a mortgage, and how specialist lenders and brokers might be able to help.

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