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Pauzible provides you with the opportunity to freeze your mortgage payments at the same level as before the remortgage, for the period of your current fixed rate subject to a maximum of five years, thereby protecting your home for you. At the end of this freeze period, you resume your full mortgage payments.  In return we receive a share in the value of your home based on the amount of mortgage payments we agree to make on your behalf. You have the option to buy back our share or sell your property anytime during the ten-year period. Otherwise, you settle with us when you remortgage or sell the house.

Pauzible may be the right solution for homeowners, who intend to own and remain in their property for more than three years and have sufficient equity in the home. To find out if you qualify, express your interest and we will be in touch.

Pauzible may be the right solution for homeowners, who intend to own and remain in their property for more than three years and have sufficient equity in the home. To find out if you qualify, express your interest and we will be in touch.

You have the option to buy out Pauzible's share at any time during the 10-year term of the contract.  We will use an independent third-party valuation to determine the market value of the property at the time of buyback. This valuation would be used to determine the value of our share. However, if you were to buy back or sell within the first three years of the contract, Pauzible will value the house no lower than at the start of the agreement.

You still own the home! You control the property and receive all the benefits of home ownership, such as sole occupancy rights. Pauzible is not an owner. We, however, share a portion of the future value of your home, as an investor.

You can usually pause your mortgage hike for periods of between 2 and 5 years, in return for a share of the value of your home. If you need to extend for longer at the end of the period, we might be able to do so, provided you qualify.

Pauzible receives a share of the sale or market price of the home. If the value goes up, you make more and we make more. If the value doesn’t go up, we make less.

Unlike a second mortgage, Pauzible adds no extra debt. No extra monthly payments either. So at the end of the pause period, you would resume making the full mortgage payments, which could be higher than the amounts you paid prior to the remortgage.

Pauzible charges a fee equal to 3% of the transaction value for arranging the investment. Also our share of the value of your home is based on the total amount of mortgage payments we agree to make on your behalf. There are no other Pauzible fees. There would be additional third party costs such as valuation fees, title searches etc.

Our leadership team consists of passionate and seasoned professionals, who, on average, have over two decades of experience in mortgage and home ownership financing, building and using technology and delivering enhanced customer experience. Our objective is to protect homeowners from losing their homes by helping pause their mortgage hike in exchange for a share of the value of their property.