Privacy Policy

Last Update Date: June 20^th ,2023

Effective Date: June 20^th,2023

This Privacy Policy describes how Pauzible Inc, and its related companies, affiliates, and subsidiaries (collectively, as used herein, "we," "us," and "our") collect, use, and share your information when you visit our website located at www.pauzible.com and any of our other websites (our "Websites"), use our mobile applications, if any, (our "Apps"), interact with our application program interfaces and other services we make to interact with you through social networks (such social networks, "Social Networks"; our services that interact with Social Networks, "Social Network Services"), or use other services (our Websites, Apps, Social Network Services and related services are collectively our "Services"). This Privacy Policy does not apply to any websites or applications that we do not operate or other websites that have their own privacy policies, including Social Networks. By visiting or using any of our Services, you are consenting to the practices described in this Privacy Policy.

How we collect your Personal Information

We collect Personal Information from you directly through our Services (for example, when you create an account on our websites or Apps, fill out a form or otherwise submit content through our services) and by communicating directly with you by telephone, by email, by any other communication channels broadly used and by using our embedded chat messaging system.

Personal Information that we may collect from you directly includes but is not limited to the following:

1. Name
2. Mailing Address
3. Email address
4. Phone number
5. Username and password
6. Demographic information
7. Social Security Number
8. Asset information (including but not limited to home appraisal information)

Debt information

1. Credit Score information
2. Income and employment information
3. Any other information that you choose to provide.

How we share personal information

We may also collect certain information related to you and your activities on our websites when you visit the websites. This information may include but is not limited to your IP address, your internet browser and operating system type, the date and time of your visit, and the website that referred you to us (refer to “Use of Cookies and Analytical Tools" for more information about information collected by cookies and similar tracking technologies).

In accordance with your device permissions, we may collect information about the precise location of your device.

How we use your Personal Information

Any reference to products and services below are intended to imply those that may be available in future.

Your eligibility for these particular products and services shall be subject to our and/or our subsidiaries’ final determination, restrictions, and acceptance. We and/or our subsidiaries may discontinue or make changes to the information, products, licenses, or services described on this website at any time. Any dated information is published as of its publication date only. We and/or our subsidiaries do not undertake any obligation or responsibility to update or amend any such information. We and/or our subsidiaries reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via this website, no solicitation is made by us and/or our subsidiaries to any person to use such information, products, or services in jurisdictions where the provision of information, products, or services is prohibited by law.

We may also use your Personal information to:

1. Communicate with you about our Services and products, about our company, and about your account generally.
2. Provide you customer service.
3. Improve the security of our Services and to anticipate and respond to unauthorized, fraudulent, or unlawful activity.
4. Personalize the Services to you, including in communications to you through our Social Network Services and in advertising through our Services and through third-party services (including advertising on other websites that we do not operate). If you give us permission on your mobile device, we may send you promotional and non-promotional "push" notifications to your mobile devices about our Services and products available on our Services.

How we share personal information

We may share your personal Information with our employees, independent contractors, and any parent, subsidiary, or affiliated business entity.

We may share your personal information with third-party vendors, consultants and service providers(collectively “Third-Party Service Providers”) in the following circumstances:

1. We may share your personal information with Third-Party Service Providers that access personal information to perform services for us.
2. We may disclose personal information if we believe that disclosure is in accordance with, or required by, any applicable law or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements.
3. We may share personal information if we believe(1) that your actions are inconsistent with our user agreements or policies,(2) that you have violated the law, or (3) it's necessary to protect the rights, property and safety of our users, the public, or others.
4. We share personal information with our lawyers and other professional advisors where necessary to obtain advice or otherwise protect and manage our business interests.
5. We may share personal information in connection with, or during negotiations concerning, any merger, sale of company assets, financing or acquisition of all or a portion of our business by another company.
6. We may share personal information in connection with, or during negotiations concerning, any merger, sale of company assets ,financing or acquisition of all or a portion of our business by another company.
7. We share personal information with your consent or at your direction, including but not limited to through third-party integrations you choose to enable.
8. We also share aggregated or de-identified information that cannot reasonably be used to identify you.

We limit the information that we share to third-party service providers, and require that our third-party service providers only use shared personal information to perform the services requested in accordance with this Privacy Policy and have adequate security measures in place to protect any of your shared personal information.

Use of Cookies and Analytical Tools

We (and third parties who perform work for us) may use tracking technologies, such as cookies and web beacons, to collect information about your interactions with the Services. If your browser is set to reject cookies, you may continue to use the Website, but some aspects of the Website may not function as intended.

Some definitions:

1. We may share your personal information with Third-Party Service Providers that access personal information to perform services for us.
2. Cookies are small data files stored on your hard drive or in device memory that help us improve our Services and your experience, see which areas and features of our Services are popular and which emails and advertisements you view, authenticate users, reconstruct or observe activity relating to a session or by a user for troubleshooting, issue resolution, and other purposes, and count visits to our websites.
3. Web beacons (also known as "pixel tags" or "clear GIFs") are electronic images that we use on our Services and in our emails to help deliver cookies, count visits, and understand usage and campaign effectiveness. In our mobile apps, we may also use technologies that are not browser-based like cookies.
4. We share personal information with our lawyers and other professional advisors where necessary to obtain advice or otherwise protect and manage our business interests.
5. For example, our apps may include software development kits (known as SDKs) which are code that sends information about your use to a server. These SDKs allow us to track our conversions, bring you advertising both on and off the Service, and provide you additional functionality. For more information about these tracking technologies and how to disable them, see the Advertising and Analytics section below.

Right to Access to and Control Over Information

You may have certain rights under applicable data protection law with respect to personal information about you that is collected through our services and our websites, or when you contact or otherwise engage with us. You also have the right to opt-out of receiving electronic direct marketing communications from us.

However, we may retain personal information as authorized under applicable law, such as personal information required as necessary to provide our services, protect our business and systems from fraudulent activity, to debug and identify errors that impair existing functionality, comply with law enforcement requests pursuant to lawful process, for scientific or historical research, for our own internal purposes reasonably related to your relationship with us, or to comply with legal obligations.

We require certain types of information so that we can provide our services. If you ask us to delete it, you may no longer be able to access or use our services.

We may have a reason under the law why we do not have to comply with your request, or why we may comply with it in a more limited way than you anticipated. If we do, we will explain that to you in our response.

You may email us at legal@pauzible.comto exercise any of these rights. To protect our customers’ Personal Information, we are required to verify your identity before we can act on your request.

Links to Other Websites

The Services and websites may contain links to third-party websites and other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site.

This Privacy Policy is only applicable to our Services. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

We strongly advise you to review the Privacy Policy of every site you visit.

Security

We are committed to protecting your Personal Information. All of our operational and data processing systems are in a secure environment that protects your information from unauthorized access, use or disclosure.

Children's Privacy

This Website is not intended for persons under the age of 18. We do not knowingly collect, maintain, or use personal information from children under the age of 13. If we become aware that we have collected Personal Information from a child under 13, we will take steps to delete such information as soon as possible.

Updates to this Privacy Policy

We may change this Privacy Policy from time to time. If we change this Privacy Policy, we will post the updated version on this website and update the "Last Updated" date above.

Contact information

If you have questions regarding this Privacy Policy, please contact us by email at legal@pauzible.com.

California-specific addendum to Privacy Notice

Last Updated: June 20^th,2023

This Privacy Notice for California Consumers ("Notice") is provided by Pauzible Inc ("Company") and applies solely to residents of California as required under the California Consumer Privacy Act (“CCPA”).

1. Collection and Use of Personal Information

We may collect the following categories of personal information:

1. Identifiers: such as name, address, email address, and phone number.
2. Personal Information Categories Listed in the California Customer Records Statute: such as signature, physical characteristics or description, state identification number, and financial information.
3. Commercial Information: such as records of products or services purchased, obtained, or considered.
4. Internet or Other Electronic Network Activity Information: such as browsing history, search history, and interactions with our website or applications.
5. Geolocation Data: such as the physical location of your device.
6. Professional or Employment-related Information: such as job title and employment history.
7. Inferences: such as preferences, characteristics, and behavior.

We collect personal information for the following purposes:

1. Providing and improving our products and services.
2. Communicating with you, including responding to inquiries and providing customer support.
3. Personalizing your experience with our website or applications.
4. Analyzing and understanding how our website or applications are used.
5. Complying with legal obligations.
6. Protecting against fraudulent or unauthorized use of our services.

2. Sharing of Personal Information

We may share your personal information with the following categories of third parties:

1. Service Providers: We may share your personal information with third-party service providers who perform services on our behalf, such as website hosting, data analysis, and customer support.
2. Affiliates: We may share personal information with our affiliated companies for purposes consistent with this Notice.
3. Legal Requirements: We may disclose personal information if required to do so by law or in response to valid requests by public authorities.
4. Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, personal information may be transferred as part of the transaction.

We do not sell your personal information to third parties.

3. Your CCPA Rights

As a California resident, you have the following rights:

1. Right to Know: You have the right to request information about the categories of personal information we collect, disclose, or sell, as well as the specific pieces of personal information we hold about you.
2. Right to Delete: You have the right to request the deletion of your personal information that we have collected, subject to certain exceptions.
3. Right to Opt-Out: You have the right to opt-out of the sale of your personal information to third parties.
4. Non-Discrimination: We will not discriminate against you for exercising your CCPA rights, such as by denying you goods or services or charging different prices.

To exercise your rights, please contact us using the information provided below.

4. Contact Us

If you have any questions or concerns regarding this Notice or our privacy practices, please contact us:

Pauzible Inc

8 The Green, Suite # 13367,Dover, DE 19901

hello@pauzible.com

800-908-0209

Please note that we may need to verify your identity before processing certain requests.

5. Changes to this Notice

We may update this Notice from time to time.