Assumptions & Disclaimer

Assumptions
1. 5% mortgage rate for a remaining 25 year mortgage term.

2. Over the last 50 years UK property prices have increased on average by 5% per year.
Disclaimer
This calculator is for informational and illustrative purposes only and is based on some general hypothetical assumptions. The calculations may not reflect results based on your actual individual circumstances. The pricing methodology used for the purposes of the calculations is proprietary and is subject to change without notice. Past performance may not be a reflection of future results.

Unlock your BTL potential

Access up to 10% of the value of your BTL property. No monthly payments, interests rolled-up

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Supporting BTL landlords

Receive

cash from Pauzible

Renovate your BTL, or finance the deposit for your next purchase

Protect

against negative cashflow

No monthly interest payments. Interests added to your loan balance due

Prosper

with your investment

Benefit from future property price appreciation

Calculator

Why

Pauzible?

Join the waitlist
Quick access to cash

Get a call within one business day

Unlock BTL equity

Unlock up to 10% of the value in your BTL property

No monthly interest payments

The interest is added to the loan balance

Use funds in many ways

Whether planning to renovate your BTL, looking to finance the deposit for your next purchase or something else

Join the waitlist

How Pauzible works

Sign up with Pauzible

Get a loan against your BTL equity with Pauzible to receive up to 10% of your BTL value in cash

During the loan term

No monthly payments due, your interest is added to your loan balance

End of the loan term

Repay the principal including the rolled up interest

Helping the community during this difficult time

14 consecutive interest rate hikes by the Bank of England since December 2021

More than 1.5 million British homeowners have their low fixed rate mortgage deals expiring in 2024

Mortgage arrears rose to 1.14% hitting a six-year high, reflecting the impact of high borrowing costs on household finances

Explore Mortgage Aid

Discuss how much cash you can access

By joining the waitlist, you're taking the first step towards unlocking your investment’s potential.

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FAQs

What does Pauzible do?

Pauzible provides buy to let landlords with the opportunity to get a second charge mortgage. There are no monthly interest payments, instead your interest is added to the loan balance.

Who is Pauzible right for?

Pauzible may be the right solution for business BTL landlords, who intend to own their property for more than three years and have sufficient equity in their BTL property. To find out if you qualify, express your interest and we will be in touch.

Who is Pauzible not right for?

While it is not possible to list all the cases for whom the product is not suitable, some of them are highlighted below.
- if you intend to own your BTL property for only a short period of 3 years or less
- if you have not built sufficient equity in your BTL property.
- if you are categorised as a regulated buy to let
- certain types of properties are not eligible such as mobile homes, houseboats, holiday homes, park homes, farms.

Who is the team behind Pauzible?

Our leadership team consists of passionate and seasoned professionals, who, on average, have over two decades of experience in mortgage and home ownership financing, building and using technology and delivering enhanced customer experience.

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

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