Resources

Knowledge
Hub

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Understanding the Stamp Duty Land Tax (SDLT) on Property Purchases

Acquiring a residential property in England or Northern Ireland requires understanding the Stamp Duty Land Tax (SDLT). This tax is an immediate additional expense over and above the deposit, and other property purchase-related costs such as the estate agent’s, solicitor’s and surveyor’s fees.

Learn more

Interest Only Mortgages in the UK Market: Benefits & Risks

What is an interest only-mortgage? Interest-only mortgages are a type of mortgage where the initial loan amount (or principal) remains the same over the entire mortgage term. It is typically repaid through the sale of the mortgaged property or other forms of repayment strategy, including remortgaging or drawing upon savings and other investments.

Learn more

The role of mortgage brokers in the current UK market

Mortgage brokers provide clients with a range of services in connection with obtaining a mortgage. They evaluate their clients’ financial position and recommend suitable products. They also compare multiple deals from different lenders and assist with mortgage applications.

Learn more

UK Rent Surge: Supply, Inflation & Investment Storm

Rental rates across UK cities have been rising at concerning speeds recently, affecting affordability and shaking the foundations of social mobility. According to one study, rents could surge by 25% between 2023 and 2026, with the most significant surge this year, 20241. Multiple interconnected economic factors propel this uptrend - from fundamental supply-demand mismatches to evolving monetary policies and investor behaviours.

Learn more

Preparing for a Mortgage Application: A UK Homebuyer's Checklist

Before applying for a mortgage, you must have a realistic understanding of your financial situation. If your financial health is in good standing, you are already improving your chances of becoming a homeowner.

Learn more

What You Need To Know about Fixed-Rate Mortgages

Fixed-rate mortgages are a popular option, where the interest rate stays the same for a set period, providing stability and predictability in the constantly changing finance space. In this article, we will explore the details of three different fixed-rate mortgage options, 2-year, 5-year, and 10-year, to help you understand their advantages and disadvantages and, hopefully, allow you to make an informed decision.

Learn more

Retirement Mortgage Options for UK Seniors

There will come a time when, with a falling birth rate, improving life expectancy and ageing population, a more significant proportion of the UK population will have reached the age of 55 and over1. These people will need financial products that suit their needs in their long old age. Lifetime mortgages and other specialized solutions aim to address the financial needs of the older population.

Learn more

Understanding the Now-Concluded UK Help to Buy Scheme: Pros and Cons

The Help to Buy initiative enabled first-time home ownership dreams until new applications to it closed on 31 October 2022. By helping with deposits through equity loans, it improved purchasing power for constrained first-time buyers. Now, as attention shifts to comparable schemes, it is worthwhile reviewing Help to Buy's structure, benefits accessed, limitations faced and legacy impact.

Learn more

Please provide the following information*

+44
Minimum 10 character needed*

*By filling out the form, you are agreeing to our Privacy policy and consent to being contacted

Thank you!

Someone from our team will get in touch with you shortly. Meanwhile if you have any questions, feel free to reach out to us.
Oops! Something went wrong while submitting the form.
By clicking “Got it”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.
PreferencesDenyGot it